Buy To Let Mortgages

Buy To Let is the initiative devised by the Association of Residential Letting Agents (ARLA) and supported by leading mortgage lenders in the UK.

It is designed to stimulate the growth of the private rented sector by encouraging private investors to take the opportunities given by low, highly competitive, interest rates and the reasonable certainty of sustained capital growth over the coming years.

The best buy to let mortgage rates in the UK

In the not too distant past anyone hoping to buy a property with the sole intention of letting it out was forced to opt for an expensive commercial mortgage. However, with the continuing boom in the housing market more and more high street mortgage lenders now offer a variety specialist buy to let mortgages.

In the summer of 2003 the UK buy to let mortgage market was estimated to be worth more than £40 billion, as more and more people want to take the next step up the property ladder.

There are now around 70 lenders offering range of deals that now include discounted rates, fixed rates, variable rates, tracker mortgages, flexible features and even self certification mortgages, helping to make buy to let an investment that is accessible to a broader section of the population.

Remortgaging your buy to let property

By remortgaging a buy to let property you are likely to get a much better deal, especially if you took out your mortgage before 1996. Prior to this date buy to let mortgages didn't exist and borrowers had to rely on comparatively expensive commercial mortgages. Remortgaging also allows you to free up capital that could be used to put down as a deposit on another property.

Landlords are often put off remortgaging a property because they think that the ‘hassle' involved outweighs the benefits. The financial benefits are very real and you'll find that we go out of our way to make the process as painless as possible.

Remortgaging isn’t nearly as much hassle as most people think – particularly if you use our simple Online Enquiry Form Then one of our dedicated mortgage advisors looks after your remortgage for you – making it all less effort than you first imagined!

How to get your mortgage quotes

You just need to enter some basic information into our Online Enquiry Form and we will present you with illustrations of the best mortgage deals we have available.

Or you can call a fully trained mortgage advisor on 0845 460 6616.  It will only take a few minutes of your time today but could save you thousands of pounds in interest payments and will eliminate any worries you may have about getting the best deal possible.