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  • IVAs (Individual Voluntary Arrangements) and discharged Bankrupts may be accepted
  • Any number of CCJs (County Court Judgements) and Arrears will be considered. The overall cost for comparison is 7.0% APR. The actual rate will depend on your circumstances. Please ask for a personalised illustration.
  • Up to 95% *LTV (Loan to Value) with unsatisfied CCJ's and Arrears
  • Up to 90% *LTV (Loan to Value) Self Certified with CCJ's and Arrears
  • Employed / Self Employed - Self Certification
* Loan to Value e.g. Price of property £100,000 Loan to Value 90% = Deposit required £10,000, Mortgage £90,000.
No Equity

SECURED LOANS OF UP TO 10,000.00 FOR CLIENTS WITH NO EQUITY (Adverse Credit may be accepted).

NB: Self-Employed persons applying for the no equity scheme, must have three years Audited Accounts.
Capital Raising For Any Legal Purpose

Fees:

  • Fees are only refundable in full if a mortgage/secured loan is not obtained. In the event of your withdrawal a nominal administration fee of £150 will be deducted from the original fee.
  • Competitive Rates
  • Fast Completions
  • Fees Payable Upon Application.
  • Written quotations available.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
 
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Commercial  Finance

  • Rate's from 2% over LIBOR
  • £50,000 - £200m
  • 75% - 100% LTV with additional security
  • 10-30 year term available
  • Adverse Credit Considered
  • No interviews, business plans or Accounts required (Self Certification)
  • Fast Completions
  • Employed-Self Employed
Find out more

Latest News

Surviving the Credit Crunch

Recently a mortgage industry executive was quoted as believing that if you did not shed 40% of your staff then you were likely to encounter very troubled waters. At first glance this is a compelling headline that summarises the fear that the current economic situation engenders in many. However, a little reflection is required. Any figure is of course arbitrary. If you were massively over recruited in the first place then 40% is possibly a very realistic figure but the likelihood is that in many cases it will be less and for some unfortunates it may be more.

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Bridging Loans

  • Daily bridging rates from just 0.025%
  • Monthly rates from just 0.58%
  • 70% LTV 100% with additional security
  • 2-10 Day Completions
  • No Minimum Term
  • Daily Interest
  • Interest Roll up
  • Same day offer
  • Open Ended/Closed bridging available
  • No Exit Fee's
  • Adverse Credit Considered
  • All types of Bridging propositions considered
Find out more