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  • IVAs (Individual Voluntary Arrangements) and discharged Bankrupts may be accepted
  • Any number of CCJs (County Court Judgements) and Arrears will be considered. The overall cost for comparison is 7.0% APR. The actual rate will depend on your circumstances. Please ask for a personalised illustration.
  • Up to 95% *LTV (Loan to Value) with unsatisfied CCJ's and Arrears
  • Up to 90% *LTV (Loan to Value) Self Certified with CCJ's and Arrears
  • Employed / Self Employed - Self Certification
* Loan to Value e.g. Price of property £100,000 Loan to Value 90% = Deposit required £10,000, Mortgage £90,000.
No Equity


SECURED LOANS OF UP TO 10,000.00 FOR CLIENTS WITH NO EQUITY (Adverse Credit may be accepted).

NB: Self-Employed persons applying for the no equity scheme, must have three years Audited Accounts.
Capital Raising For Any Legal Purpose


Fees:

  • Fees are only refundable in full if a mortgage/secured loan is not obtained. In the event of your withdrawal a nominal administration fee of £150 will be deducted from the original fee.
  • Competitive Rates
  • Fast Completions
  • Fees Payable Upon Application.
  • Written quotations available.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
 

Commercial  Finance

  • Rate's from 1% over LIBOR
  • £50,000 - £50,000,000
  • 75% - 100% LTV with additional security
  • 10-30 year term available
  • Adverse Credit Considered
  • No interviews, business plans or Accounts required (Self Certification)
  • Fast Completions
  • Employed-Self Employed
Find out more

Latest News

Bridging loans/Finance, otherwise know as short-term funding, has played an integral part in the market for years.   In the past the sector has a reputation for being diffcult and expensive, with horror stories about vulnerable borrowers being help ransom by unscrupulous lenders.  But it has matured considerably in recent years and brokers and borrowers have developed a new appreciation of its worth.  At one time the Bridging Finance sector was controlled by the big four clearing banks - Barclays, Lloyds TSB, Midlands and Nationwide - but this is no longer the case.  They lost control of the market when almost all their loan decision-making was centralised.  This ment they were unable to respond quickley enough to borrower's demands.

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Bridging Loans

  • Rates from 0.60%
  • 75% LTV 100% with additional security
  • 2-10 Day Completions
  • No Minimum Term
  • Daily Interest
  • Interest Roll up
  • Same day offer
  • Open Ended/Closed bridging available
  • No Exit Fee's
  • Adverse Credit Considered
  • All types of Bridging propositions considered
Find out more