- IVAs (Individual Voluntary Arrangements) and discharged Bankrupts may be accepted
- Any number of CCJs (County Court Judgements) and Arrears will be considered. The overall cost for comparison is 7.0% APR. The actual rate will depend on your circumstances. Please ask for a personalised illustration.
- Up to 95% *LTV (Loan to Value) with unsatisfied CCJ's and Arrears
- Up to 90% *LTV (Loan to Value) Self Certified with CCJ's and Arrears
- Employed / Self Employed - Self Certification
* Loan to Value e.g. Price of property £100,000 Loan to Value 90% = Deposit required £10,000, Mortgage £90,000. No Equity
SECURED LOANS OF UP TO 10,000.00 FOR CLIENTS WITH NO EQUITY (Adverse Credit may be accepted).
NB: Self-Employed persons applying for the no equity scheme, must have three years Audited Accounts. Capital Raising For Any Legal Purpose
Fees:
- Fees are only refundable in full if a mortgage/secured loan is not obtained. In the event of your withdrawal a nominal administration fee of £150 will be deducted from the original fee.
- Competitive Rates
- Fast Completions
- Fees Payable Upon Application.
- Written quotations available.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.
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