Secured Loans

  • IVAs (Individual Voluntary Arrangements) and discharged Bankrupts may be accepted
  • Any number of CCJs (County Court Judgements) and Arrears will be considered. The overall cost for comparison is 7.0% APR. The actual rate will depend on your circumstances. Please ask for a personalised illustration.
  • Up to 95% *LTV (Loan to Value) with unsatisfied CCJ's and Arrears
  • Up to 90% *LTV (Loan to Value) Self Certified with CCJ's and Arrears
  • Employed / Self Employed - Self Certification
* Loan to Value e.g. Price of property £100,000 Loan to Value 90% = Deposit required £10,000, Mortgage £90,000.
No Equity


SECURED LOANS OF UP TO 10,000.00 FOR CLIENTS WITH NO EQUITY (Adverse Credit may be accepted).

NB: Self-Employed persons applying for the no equity scheme, must have three years Audited Accounts.
Capital Raising For Any Legal Purpose


Fees:

  • Fees are only refundable in full if a mortgage/secured loan is not obtained. In the event of your withdrawal a nominal administration fee of £150 will be deducted from the original fee.
  • Competitive Rates
  • Fast Completions
  • Fees Payable Upon Application.
  • Written quotations available.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.